Features · Crypto to Local Currency

Licensed partners

Convert digital assets to local currency

Access third-party conversion services

Access third-party services that allow you to convert supported digital assets to local currency and receive funds directly to your bank account, subject to provider terms. All conversions are processed through third-party regulated channels.

Download on the

App Store

Get it on

Google Play

Download on the

App Store

Get it on

Google Play

From USDT to your bank account

Sell in the app and a verified liquidity provider pays you out in local currency.

No P2P counterparties or chargebacks

Funds come from verified, clean sources

Payouts processed within 3 hours

Direct Bank Transfer

Withdraw directly to your bank account without intermediaries or delays.

Direct Bank Transfer

Withdraw directly to your bank account without intermediaries or delays.

Multiple Currencies

Support for various local currencies across different countries and regions.

Multiple Currencies

Support for various local currencies across different countries and regions.

Secure & Compliant

All conversions are processed through regulated and secure channels.

Secure & Compliant

All conversions are processed through regulated and secure channels.

Fiat Liquidity Providers

Partnered with trusted liquidity providers for fast and reliable conversions.

Fiat Liquidity Providers

Partnered with trusted liquidity providers for fast and reliable conversions.

Competitive exchange rates

Direct bank transfers

Fast processing times

Multiple currencies supported

Where it is available

Withdraw in popular currencies around the world, with many more supported in the app.

United States · USD

Eurozone · EUR

United Kingdom · GBP

India · INR

Philippines · PHP

Indonesia · IDR

Malaysia · MYR

Singapore · SGD

Colombia · COP

Bank account or e-wallet

Choose where your money lands when you cash out.

Bank account

Receive local currency straight into your own bank account.

Bank account

Receive local currency straight into your own bank account.

Local e-wallets

Take your payout to a local e-wallet instead, such as GCash in the Philippines, DANA in Indonesia or local wallets in Vietnam.

Local e-wallets

Take your payout to a local e-wallet instead, such as GCash in the Philippines, DANA in Indonesia or local wallets in Vietnam.

How It Works

Convert your crypto in four simple steps

Withdraw to bank in just 3 hours

Atom Wallets allows you to convert crypto to local currency and withdraw to your bank account in just 3 hours.

Download the app

Withdraw to bank in just 3 hours

Atom Wallets allows you to convert crypto to local currency and withdraw to your bank account in just 3 hours.

Download the app

Select Crypto

Choose which cryptocurrency you want to convert to local currency.

Select Crypto

Choose which cryptocurrency you want to convert to local currency.

Enter Amount

Specify how much you want to convert and see the exchange rate.

Enter Amount

Specify how much you want to convert and see the exchange rate.

Add Bank Details

Enter your bank account information for the withdrawal.

Add Bank Details

Enter your bank account information for the withdrawal.

Receive Funds

Money is transferred directly to your bank account.

Receive Funds

Money is transferred directly to your bank account.

Bank payouts with Bridge

In the United States, the United Kingdom, Mexico, Brazil, Colombia and more, payouts run through Bridge, the stablecoin platform from Stripe. Your crypto is converted to local money and paid to your bank account.

United States · USD

United Kingdom · GBP

Mexico · MXN

Brazil · BRL

Colombia · COP

Prefer cash?

Collect cash instead at more than 480,000 MoneyGram locations in 170+ countries.

Cash Pickup with MoneyGram

Send USDC, get a reference number and collect cash at a store near you.

Cash Pickup with MoneyGram

Send USDC, get a reference number and collect cash at a store near you.

The Hidden Dangers of P2P Trading

Millions of crypto users face these risks daily when trying to convert their crypto to cash

Same sale, two very different endings

P2P: you deal with an unknown buyer

Fraud money can get your bank account frozen

Atom Wallets: licensed payout and on-ramp partners

Verified, clean funds straight to your bank

Bank Account Frozen

Banks freeze accounts when they detect crypto-related P2P transactions. You could lose access to your funds for months during investigation, affecting your daily life and business.

Bank Account Frozen

Banks freeze accounts when they detect crypto-related P2P transactions. You could lose access to your funds for months during investigation, affecting your daily life and business.

Fraudulent Money Risk

P2P buyers may pay you with stolen funds, money from fraud, or proceeds of crime. When authorities trace these funds, your account becomes flagged and you face legal complications.

Fraudulent Money Risk

P2P buyers may pay you with stolen funds, money from fraud, or proceeds of crime. When authorities trace these funds, your account becomes flagged and you face legal complications.

Scams & Chargebacks

P2P traders can reverse payments after receiving your crypto, claim they never received funds, or use fake payment screenshots. You lose both crypto and fiat with no recourse.

Scams & Chargebacks

P2P traders can reverse payments after receiving your crypto, claim they never received funds, or use fake payment screenshots. You lose both crypto and fiat with no recourse.

How Atom Wallets Solves This

Atom Wallets partners with verified, regulated fiat liquidity providers who handle all compliance and banking relationships. When you withdraw through Atom Wallets:

Funds come from verified, clean sources

No direct P2P contact with strangers

Compliant with banking regulations

No risk of frozen accounts

Protected from fraudulent money

Fast 3-hour bank transfers

How Atom Wallets Solves This

Atom Wallets partners with verified, regulated fiat liquidity providers who handle all compliance and banking relationships. When you withdraw through Atom Wallets:

Funds come from verified, clean sources

No direct P2P contact with strangers

Compliant with banking regulations

No risk of frozen accounts

Protected from fraudulent money

Fast 3-hour bank transfers